Down Payment Grants

Many potential home buyers often have a difficult time saving enough cash for a down payment or closing costs.  Down Payment Assistance Grants are available for qualified first-time home buyers.  Abram Construction & Associates works with state and federal agencies to help home buyers apply for available grants. Grants are income based.

Closing Cost Assistance

Abram Construction is making it possible for hard-working community members to realize their dreams of home ownership.  Abram Construction may provide up to 3% closing cost assistance.  Some lenders also offer Abram Construction clients mortgage options which may include 100% financing for qualified home buyers.

Disability Housing & Grants

Grants may be available to eligible households which includes a family member with a disability.* The applicant must be a qualified Mississippi resident purchasing their primary residence.  Preference is given to first-time home buyers. Abram Construction is skilled in building homes to meet the needs of disabled family members and we'll help in processing needed documents.  *Grants are dependent on federal funding.

Neighborhood Lift Program

Abram Construction works with nonprofits to help home-buyers apply for the NeighborhoodLIFT program.  It offers home-buyer education plus $7,500 down payment assistance grants available for eligible home-buyers.  Veterans, military, teachers, and first responders may receive up to $10,000 down payment assistance grants.

Student Loan Debt Program

Large monthly student loan payments may prevent otherwise qualified buyers from securing a mortgage.  Abram Construction has partnered with agencies that specialize in helping home buyers with student loan debt. Some home buyers may be able to consolidate student loans into lower monthly payments, or in some cases, eliminate payments and student loans.

Construction Mortgage

Lenders are now offering some Abram Construction clients "Construction-To-Permanent Mortgage" Loans. The loan is designed to take you from purchasing the lot through the completion of construction. One-time closing costs translate into saving money and time.

Insurance Claim Projects

We offer assistance working with insurance companies on repair claims. If you have roof damage, storm damage, damage caused by excessive flooding or water, etc. we can provide repair and remodel services for your home based on the insurance claim.

Anchor Financial Mortgage

Services

Abram Construction works directly with Anchor Financial Mortgage Services, LLC to provide financing for your custom new homes. To Find out more about this process, please visit the link below and Anchor Financial Mortgage Services will get you started on the first steps to owning a home.

TVA- Tennessee Valley Authority

TVA is the largest public power company in the US and is catered to making the Tennessee River Valley the best possible place for families to live and thrive. Abram Construction and Associates, LLC has partnered with TVA for the economic development of communities and businesses alike.